BLANK PROMISSORY NOTE AS A SECURITY INSTRUMENT FOR CONSUMER CREDIT

Blank promissory note as a security instrument for consumer credit

The paper considers the sense of using the blank promissory note as a means of securing of Trigger Module consumer loan, while also questioning its purpose as means of security.The initial hypothesis is the legal absurdity of the same person being a debtor under the two different legal basis -promissory note and consumer loan.The same person is the

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Bridging gaps in COVID-19 vaccine knowledge: Effects of multimodal narratives on message elaboration and recall across science literacy levels

Objective: The study examines the effects of message modalities (visual vs.textual) and rhetorical approaches (narrative vs.expository information) on the elaboration and recall of COVID-19 vaccine information among individuals with diverse levels of science literacy.Methods: We recruited 328 Silicone Pad U.S.adults who were not fully vaccinated ag

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Comparing support vector machines with logistic regression for calibrating cellular automata land use change models

Land use change models enable the exploration of the drivers and consequences of land use dynamics.A broad array of modeling approaches are available and each type has certain advantages and disadvantages depending on the objective of the research.This paper presents an approach combining cellular automata (CA) model and support vector machines (SV

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